Rates

Loans

Loans Rate APR* Term
Regular Share Secured Loan 4.00 4.00** up to 48 months
Signature Loans as low as 7.90 7.90** up to 48 months
New Car Loan as low as 2.89 2.89** 24 to 84 months.  Rate determined by term.
Used Car Loan as low as 2.89 2.89** 24 to 72 months.  Rate determined by term.  
Overdraft Line of Credit 13.90 13.90** open-ended
Boats/RVs as low as 4.69 4.69** 24 to 144 months.  Rate determined by term.
Mobile Home as low as 4.69 4.69** 24 to 180 months.  Rate determined by term.

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*APR= Annual Percentage Rate. **Rates may vary depending on applicant's creditworthiness and year of collateral. APR calculation assumes no fees; fees may impact rate and/or term. Down payment may be required. Membership requirements and other restrictions apply. Rates and terms are subject to change without notice.

 

 

Savings

Savings Rate APY* Term
Share Savings 0.10 0.10 n/a
IRA Savings 0.10 0.10 n/a
Money Market  $0-2000.00 0.30 0.30 n/a
Money Market $2000.01-5000.00 0.45 0.45 n/a
Money Market $5000.01-10000.00 0.75 0.75 n/a
Money Market $10000.01-25000.00 0.95 0.95 n/a
Money Market $25000.00 + 1.15 1.16 n/a
Christmas Club Account 0.50 0.50 n/a

All rates are current as of May 21, 2019 and are subject to change without notice.

APY* = Annual Percentage Yield

 

Certificates

Certificates Rate APY* Term
6 Month IRA or Share Certificate 0.90 0.90 6
12 Month IRA or Share Certificate 1.10 1.11 12
24 Month IRA or Share Certificate 1.45 1.46 24
36 Month IRA or Share Certificate 1.75 1.76 36
48 Month IRA or Share Certificate 2.10 2.11 48

All rates are current as of January  and are subject to change without notice.

APY* = Annual Percentage Yield