Auto/RV
Auto/RV Loans
If you are shopping for a new or used car or truck, RV, motorcycle, boat, or ATV , see Harrison District 2 FCU first! You will benefit from our competitively low interest rates.
- Get pre-approved! Improve your bargaining position and lessen your vulnerability to sales tactics when you go shopping knowing you are already approved for your loan.
- Get informed! We can provide you with up-to-date information on the value of your trade-in or the vehicle you are purchasing. Be an "informed" buyer when you shop for a new or used car.
- Re-finance Your Existing Loan! Are you paying a high rate elsewhere? With credit approval, we can refinance your auto loan to lower your rate and monthly payment.
- Get the lowest rate possible! Take advantage of HD2FCU’s rate match program! We will meet or beat your current rate when possible. Inquire with a member service specialist for more details!
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VISA
VISA Credit Cards
There are many benefits of carrying a Harrison District 2 Federal Credit Union VISA Credit Card. It provides you with worldwide buying power and a low interest rate.
- 7.90%-16.90% APR
- NO Annual Fee!
- 25-Day Grace Period on Purchases
- No Fee Cash Advances from thousands of ATM’s or financial institutions displaying the VISA logo
- $10.00 Over Limit Fee
- $5.00 or 5% Late Fee after 15 Days
- Minimum Payment either 3% of Total New Balance or $25, whichever is greater.
- FREE Scorecard Rewards (link to scorecard site)
Already have one of our Harrison D2 FCU VISA Credit Cards? Log in here to make payments, view account history, and more!
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Unsecured
Unsecured Loans
Harrison District 2 FCU offers several types of unsecured or signature loans:
Traditional Signature Loan
- For members with established credit
- Loan amounts between $200-$10000
- Rates from 8.00%-16.90%
- Repayment terms 6-60 mo
Credit Builder Loan
- For members new to credit
- $500 max loan
- Rates from 8.00%-16.90%
- 6 month repayment term
HD2FCU Payday Alternative Loan
- For members looking to rebuild credit, or looking for a low-cost credit union alternative to expensive payday or title loans
- $500-$1000 loan
- 24.00% flat rate
- 6 month repayment term (no more than three in one calendar year)
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First Mortgage
Stress less when buying your next home.
Your relationship with Harrison District 2 FCU can help you when it’s time to secure financing for your home. We’ve partnered with Centennial Lending to offer HD2FCU members access to a variety of mortgages and home loans.
If you’re a first-time homebuyer, navigating the home-buying process can be overwhelming. How do you know you’re getting the best interest rate or applying for the right type of loan? Our mortgage specialists are experts, who will ensure the option you choose will fit your current financial situation while also helping you plan for years down the road.
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Business
Business Loans
Harrison D2 FCU partners with Centennial Lending to offer a full suite of commercial loan options. Find more info here.
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Construction
Construction Loans
Harrison D2 FCU partners with Centennial Lending to offer residential and commercial construction loan options. Find more info here.
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Rates
| Loans | Rate | APR* | Term |
|---|---|---|---|
| Regular Share Secured Loan | 4.00 | 4.00** | up to 48 months |
| Signature Loans as low as | 7.90 | 7.90** | up to 48 months |
| New Car Loan as low as | 2.44 | 2.44** | 24 to 84 months. Rate determined by term. |
| Used Car Loan as low as | 2.44 | 2.44** | 24 to 72 months. Rate determined by term. |
| Overdraft Line of Credit | 13.90 | 13.90** | open-ended |
| Boats/RVs as low as | 4.24 | 4.24** | 24 to 144 months. Rate determined by term. |
| Mobile Home as low as | 4.24 | 4.24** | 24 to 180 months. Rate determined by term. |
Go To Loan Application | Go To Calculators
*APR= Annual Percentage Rate. **Rates may vary depending on applicant's creditworthiness and year of collateral. APR calculation assumes no fees; fees may impact rate and/or term. Down payment may be required. Membership requirements and other restrictions apply. Rates and terms are subject to change without notice.
