Anyone over the age of 18 is eligible to apply for a FREE checking account (members under the age of 18 must have a joint owner 18 or older). Your Harrison District 2 FCU checking accounts features include:
- NO monthly fee!
- NO minimum balance!
- A FREE HD2FCU VISA Debit Card!
- FREE Online Bill Pay!
- FREE access to your accounts 24/7 via online banking or Sprig Mobile Banking!
- UNLIMITED FREE transactions at over 70,000 CUHere, MoneyPass, or Allpoint ATMs across the country!
- Overdraft protection available
At Harrison District 2 FCU, you may choose from a variety of excellent savings options. One is sure to meet your unique and individual needs. All our accounts let you enjoy the convenience of Direct Deposit and Payroll Deduction programs, which automatically deposit funds from your paycheck into the account you designate. Best of all, with any credit union savings account, you'll earn dividends with higher than average rates on your investments.
Our savings accounts are convenient and easy to open. Check out each account type for yourself.
The first step in joining Harrison District 2 Federal Credit Union is opening a Share Savings Account. Your first $25.00 in this account represents your share of ownership in the Credit Union. This share enables you to use all the products and services offered at the Credit Union, as well as providing you with the privilege of voting for your Board of Directors. This $25.00 is your minimum balance required and it must remain in your account at all times in order to continue your membership. Children younger then 18 years old can open an account for $5.00
Harrison District 2 FCU Money Market Account is an attractive alternative to a regular savings account. If you have over $1,000.00 to invest but need availability to your funds, the Money Market is the Savings Account for you. This account always pays higher dividends than regular savings.
The Money Market Account is a liquid savings account with easy access to funds. While paying high dividends, it offers more flexibility than certificates. You may make up to three withdrawals per quarter without a penalty.
If you have $1,000.00 or more to invest and require immediate access to your funds, this is the account for you
Without a doubt, having a Christmas Club Account falls into the "must have" category. Accumulate holiday cash early this year by setting aside a set amount each payday. Let's face it; you're going to spend money during the holidays, right? Well, you have two options: You can spend borrowed money or you can save throughout the year and spend your saved money. With a Harrison District 2 FCU Christmas Club Account you have the cash you want during the holidays and you don't start the New Year off in debt.
Making Deposits is Easy
The minimum deposit to open a Christmas Club Account is $25.00. Members may deposit funds at any time during the year. The most popular method is payroll deduction. To encourage members to participate in this account, a high dividend (interest) is paid on your Christmas Club Account. This is absolutely one of the BEST savings accounts we offer.
Accounts can be opened at anytime during the year. Funds are automatically transferred to your regular share account after the dividends are paid on October 31
A Visa Check Card works just like a check, only better. Use it instead of cash or checks wherever Visa is accepted. The benefits of your FREE HD2FCU debit card include:
- It’s FREE.
- Eliminates the need to write a check.
- Can be used to make purchases over the phone or online.
- Eliminates the need to carry cash.
- Doubles as an ATM card.
- Monitor your account balances easily.
- Transfer money between accounts (at CUHere, Allpoint, or MoneyPass ATMs).
- Withdraw cash from either your checking or savings accounts.
- Purchases are automatically deducted from your checking account.
- Make deposits2 (at ATMs that are part of the CUHere, Allpoint, MoneyPass ATM networks)
Harrison District 2 FCU offers FREE mobile banking through Sprig by Co-Op, a free app for your iOS or Android phone. Sprig allows you to:
- View balances and make transfers to and from accounts from ANY participating CU
- Deposit checks remotely
- Send FREE p2p payments to anyone with a valid email address
- Locate the nearest FREE Co-op ATM or shared branch
Your credit union is part of the CUSN shared branching cooperative, providing you with access to your accounts at participating ATMs and credit unions across the United States.
Other CU Services
Harrison District 2 FCU also offers:
- Direct deposit
- Automatic transfers
- Automatic payments
- Free bill-pay | Billpay Login
|Money Market Account Minimum $1000||0.15||0.15||n/a|
|Christmas Club Account||0.50||0.50||n/a|
All rates are current as of January 22, 2016 and are subject to change without notice.
APY* = Annual Percentage Yield